Britney  Galvan

Britney Galvan

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$695,000

($275,396 down)
VA

10063 Cosby Way, Elk Grove, CA 95757

5
2
2,192 sqft
PITI Monthly
$2,114.3 /mo

Listing courtesy of: Rondalyn Solano-Lim, Windermere Signature Properties Elk Grove

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,948 /mo
$3,096 /mo

What's Special

SHOPPING
DINING
SPACIOUS
WALK-IN CLOSET
HOME OFFICE
FLEX SPACE
PATIO
CHARMING

Welcome to this inviting 5-bedroom, 2-bath home designed for comfortable living. Step inside to an open-concept layout that offers plenty of space to gather and relax. The large kitchen is the heart of the home, featuring a generous island, ample storage, walk-in pantry, and room for hosting family and friends. One of the five bedrooms is generously sized, offering the perfect opportunity to create a den, home office, or versatile flex space. The spacious primary suite features two walk-in closets and an ensuite bathroom. You'll love the convenience of a dedicated laundry area and a two-car garage with extra space ideal for a workshop or additional storage. The low-maintenance yard is perfect for relaxing or entertaining, complete with a charming patio, built-in grill for outdoor dining, and a raised garden bed for those with a green thumb. Set in a wonderful neighborhood close to top rated Elk Grove schools, parks, and shopping, this house is perfect for your family and ready to welcome you home.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.06
Remaining Loan Term
26 years, 2 months
Monthly PITI
$2,114.3/mo
Estimated Loan Balance
$422,223
Cash to close
$275,396
Interest Paid
$51,640

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Stucco, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Laminate, Linoleum

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected, Public Sewer
  • Water Source: Meter on Site, Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Stucco, Frame
  • Roof: Tile
Condition
  • Year Built: 2014
Details
  • Builder: Centex Homes

Community & HOA

Community
  • Subdivision: ZGraggen Ranch
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Elk Grove

Financial Details

  • Price per Sqft: $317.06
  • Tax Annual Amount: $
  • On Market Date: 2025-04-23T07:31:49.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $275,396 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $275,396!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$419,604
Your Cash$275,396
Total Purchase Price:$695,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,948/mo
Traditional @ 7.15%
$3,212/mo
You save $1,264/month ($15,169/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225033854

Listing From: MLS Metrolist

Last updated: 2025-04-23T07:20:13.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,948 /mo
$3,096 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $275,396 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $275,396!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$419,604
Your Cash$275,396
Total Purchase Price:$695,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,948/mo
Traditional @ 7.15%
$3,212/mo
You save $1,264/month ($15,169/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UME Realty Group
Agent/Broker
Britney GalvanUME Realty Group(818) 398-0602Britney@umerealtygroup.comMLS

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than UME Realty Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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